Cigna and UnitedHealthcare have online tools that let you “shop” for in-network doctors and medical services based on cost estimates, location and patient satisfaction ratings.
Cost Estimator Tool
![](https://mybenefits.morganstanley.com/content/uploads/castlight-intro-1.png)
Cigna and UnitedHealthcare have online tools that let you “shop” for in-network doctors and medical services based on cost estimates, location and patient satisfaction ratings.
Please watch this important video on your 2016 Morgan Stanley Benefits.