Benefits
2023 Plan Information
Manage Your Banking & Lending Needs
Morgan Stanley provides a suite of banking and lending solutions to help complement your investment strategies. As a Morgan Stanley employee, you can take advantage of these solutions with special discounts and offers.
Before You Choose
Learn about your medical plan options. Find out about plan features and costs to determine which plan is right for you.
Benefits
Healthcare Flexible Spending Account (HCFSA)
The HCFSA offsets out-of-pocket health care costs.
Benefits
Medical Plan Options and Administrators
Learn how the plan options differ and about their providers.
Benefits
Cigna Global Health Plan Prescription Drugs
Learn how prescriptions work with the Cigna Global medical option.
Benefits
Life, AD&D and Business Travel Insurances
See what the Firm provides at no cost to you and supplemental coverage you can purchase.
Benefits
Dependent Day Care Flexible Spending Account (DDCFSA)
The DDCFSA helps you save on child and elder care expenses.
Benefits
Your Contributions
See what you’ll pay per paycheck for medical coverage and other benefits.
Benefits
Disability Coverages
Know your short-and long-term options if you can’t work due to injury or accident.
Benefits
Health Savings Account (HSA)
The HSA offers triple-tax advantages and allows you to pay for current and future health care expenses.
Benefits
One Medical
Discover our new national primary care option for adults and children enrolled in a Cigna or UnitedHealthcare plan.
Benefits
Supplemental Health Care Insurances
Learn about insurances from Aflac to help with out-of-pocket costs.
Benefits
Limited Purpose Flexible Spending Account (LPFSA)
The LPFSA allows you to pay for eligible dental and vision expenses with before-tax dollars.
Benefits
Regional and Global Information
Expatriates and international employees have different options.
Benefits
Legal Plan
Get affordable personal legal services for you, your dependents – and your parents and parents-in-law.