Whether retirement is 30 years away or around the corner, the Firm’s 401(k) Plan helps you build a solid tomorrow.

If you’re a US benefits-eligible employee, you can participate in this Firm-sponsored retirement plan anytime on or after your hire date (or the date you became an eligible employee, if later). You make tax-deferred contributions to the plan, up to the annual limits set by the IRS. Taxes are deferred until you start withdrawing money upon retirement.

Setting Up Your Plan

Enroll in the plan on the Benefit Center: Type benefits in your intranet browser and enter the credentials you use to log on to your Firm computer. From home, go to morganstanley.com/benefits. It may take up to five business days after your start date before you can log on to the Benefit Center and enroll.

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