Semimonthly Rates (24 payments a year)

Premium rates are provided at time of enrollment and are based on several factors including plan election, covered person (employee or spouse), age (at date of issue), amount of coverage elected and tobacco use. View additional 2024 rates.

Rates by age for Non-Tobacco Employee or Spouse: $10,000 of coverage

  • Ages 18-25: $2.20
  • Ages 26-30: $2.81
  • Ages 31-35: $3.20
  • Ages 36-40: $4.08
  • Ages 41-45: $4.87
  • Ages 46-50: $5.76
  • Ages 51-55: $8.76
  • Ages 56-60: $8.54
  • Ages 61-65: $17.31
  • Age 66+: $30.42

Rates by age for Non-Tobacco Employee or Spouse: $20,000 of coverage

  • Ages 18-25: $3.63
  • Ages 26-30: $4.85
  • Ages 31-35: $5.65
  • Ages 36-40: $7.40
  • Ages 41-45: $8.98
  • Ages 46-50: $10.76
  • Ages 51-55: $16.75
  • Ages 56-60: $16.31
  • Ages 61-65: $33.87
  • Age 66+: $60.08

Rates by age for Non-Tobacco Employee or Spouse: $30,000 of coverage

  • Ages 18-25: $5.06
  • Ages 26-30: $6.90
  • Ages 31-35: $8.09
  • Ages 36-40: $10.72
  • Ages 41-45: $13.08
  • Ages 46-50: $15.76
  • Ages 51-55: $24.74
  • Ages 56-60: $24.09
  • Ages 61-65: $50.42
  • Age 66+: $89.74

Rates by age for Non-Tobacco Employee or Spouse: $40,000 of coverage

  • Ages 18-25: $6.50
  • Ages 26-30: $8.94
  • Ages 31-35: $10.53
  • Ages 36-40: $14.03
  • Ages 41-45: $17.19
  • Ages 46-50: $20.75
  • Ages 51-55: $32.74
  • Ages 56-60: $31.86
  • Ages 61-65: $66.97
  • Age 66+: $119.39

Premiums shown are accurate as of publication. They are subject to change.

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