Premium rates are provided at time of enrollment and are based on several factors including plan election, covered person (employee or spouse), age (at date of issue), amount of coverage elected and tobacco use.

Rates by age for Non-Tobacco Employee or Spouse: $20,000 of coverage

• Ages 18-29: $4.70
• Ages 30-39: $7.31
• Ages 40-49: $13.75
• Ages 50-59: $26.24
• Age 60+: $49.68

Rates by age for Non-Tobacco Employee or Spouse: $30,000 of coverage

• Ages 18-29: $6.68
• Ages 30-39: $10.59
• Ages 40-49: $20.24
• Ages 50-59: $38.98
• Age 60+: $74.14

Rates by age for Tobacco Employee or Spouse: $20,000 of coverage

• Ages 18-29: $6.38
• Ages 30-39: $11.08
• Ages 40-49: $21.26
• Ages 50-59: $41.97
• Age 60+: $77.17

Rates by age for Tobacco Employee or Spouse: $30,000 of coverage

• Ages 18-29: $9.19
• Ages 30-39: $16.25
• Ages 40-49: $31.51
• Ages 50-59: $62.57
• Age 60+: $115.38

Premiums shown are accurate as of publication. They are subject to change.