Plan Features

  • Benefits are paid directly to you, unless you choose otherwise – the money is yours to use as you please.
  • Coverage is available for you, your spouse and dependent children.
  • Coverage is generally portable, so you can take it with you if you change jobs or retire.
  • Most claims are paid in about four business days.
  • Rates are generally locked in at the time you purchase the policy (two-year rate guarantee) and are based on several factors including coverage election, covered person (employee or spouse), age and tobacco use.
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