Option C Coverage Under the Medical Plan

Option C, consumer-driven coverage, works a lot like coverage under Options A and B, but with some important differences. Option C has the lowest paycheck contribution rates (up to 50% less than Option A, depending on your pay band). However, as a tradeoff for lower upfront contributions, Option C has the highest annual deductible and out-of-pocket-maximum amounts, so you may have higher out-of-pocket costs depending on the amount of non-preventive care and prescription drugs you need throughout the year. Whether Option C is the right medical coverage for you will depend on a variety of factors. Be sure to review the resources on this website or speak with a Benefits Advocate for personalized guidance.

Note: The amounts shown below apply to in-network care. Generally, out-of-network amounts are double the amounts for in-network services.

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