You can win the battle against a critical illness, but can you handle the added cost? Your medical coverage will help you with a large portion of medical expenses associated with treatment of a critical illness, but what about the out-of-pocket costs for medical expenses such as deductibles or copays? Aflac’s Critical Illness Insurance provides a lump-sum benefit directly to you in the event of a critical illness diagnosis, including:
- Bone Marrow Transplant (Stem Cell Transplant)
- Cancer
- Coma
- Coronary Artery Bypass Surgery
- Heart Attack (Myocardial Infarction)
- Kidney Failure (End-Stage Renal Failure)
- Loss of Sight, Speech, Hearing
- Major Organ Transplant
- Non-Invasive Cancer
- Paralysis
- Severe Burn
- Stroke
- Sudden Cardiac Arrest
As a Morgan Stanley employee, you have the option to purchase Critical Illness Insurance coverage of $10,000, $20,000, $30,000 or $40,000. Your spouse can also enroll in coverage, and your children are automatically covered at 50% of the selected coverage amount that you elect. Learn more.