Critical Illness Insurance from Aflac

You can win the battle against a critical illness, but can you handle the added cost? Your medical coverage will help you with a large portion of medical expenses associated with treatment of a critical illness, but what about the out-of-pocket costs for medical expenses such as deductibles or copays? Aflac’s Critical Illness Insurance provides a lump-sum benefit directly to you in the event of a critical illness diagnosis, including:

  • Bone Marrow Transplant (Stem Cell Transplant)
  • Cancer
  • Coma
  • Coronary Artery Bypass Surgery
  • Heart Attack (Myocardial Infarction)
  • Kidney Failure (End-Stage Renal Failure)
  • Loss of Sight, Speech, Hearing
  • Major Organ Transplant
  • Non-Invasive Cancer
  • Paralysis
  • Severe Burn
  • Stroke
  • Sudden Cardiac Arrest

As a Morgan Stanley employee, you have the option to purchase Critical Illness Insurance coverage of $20,000 or $30,000. Your spouse can also enroll in coverage, and your children are automatically covered at 50% of the selected coverage amount that you elect. Learn more.

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