Over 25% of ER visits are not true emergencies and can cost you $1,000 or more than a trip to a primary care doctor or urgent care clinic. In a true emergency, don’t hesitate to go to the ER. For other urgent needs, however, consider:

• Telemedicine: Virtually visit a certified physician via telephone or video conference when you can’t make it to the doctor’s office. are available through your Medical Plan provider.
• Urgent care clinics: A convenient, low-cost option for after-hours or weekend care. Find the urgent care center closest to home with the UHC and Cigna sites.