Accident Insurance from Aflac

Aflac’s Accident Insurance Plan provides peace of mind and real cash benefits to help cover the costs associated with unexpected accidents. Most people don’t budget for accidents and when an accident occurs, the last thing on your mind is the out-of-pocket expenses accumulating while you’re at the emergency room, which may include:

  • Ambulance ride
  • Stitches
  • Crutches
  • Bandages
  • Transportation
  • Lodging
  • Child care

While you hope an accident won’t happen, the associated costs can add up quickly if you have to take a trip to your local emergency room. As a Morgan Stanley employee, you have the option to purchase Aflac’s Accident Insurance for benefits you can use at your discretion with no restrictions on how you use the money. The Accident Insurance Plan will pay benefits regardless of any other insurance coverage you may have. Learn more.


You can now file claims online.
File a Claim: Online | By Mail

Aflac Customer Service:

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