If you enroll in Option A or B, all of the services below are available to you, your spouse and eligible dependents. If you enroll in Option A, the services that are bold and italicized are available to your parents and parents-in-law.
MONEY MATTERS
Negotiations with Creditors
Financial Education Workshops
Tax Audit Representation
Identity Theft Defense
Promissory Notes
Debt Collection Defense
Tax Collection Defense
HOME & REAL ESTATE
Foreclosures
Tenant Negotiations
Boundary & Title Disputes
Deeds
Mortgages
Sales or Purchases of Primary and Vacation Home
Eviction Defense
Property Tax Assessments
Refinancing & Home Equity Loan of Primary and Vacation Home
Security Deposit Assistance
Zoning Applications
ESTATE PLANNING
Simple & Complex Wills
Revocable & Irrevocable Trusts
Identity Management
Powers of Attorney (Healthcare, Financial, Childcare, Immigration)
Healthcare Proxies
Living Wills
Codicils
VEHICLE & DRIVING
Repossession
Defense of Traffic Tickets
Driving Privilege Restoration
License Suspension Due to DUI
FAMILY & PERSONAL
Adoptions
Guardianships
Conservatorships
Prenuptial Agreements
Name Changes
Review of Any Personal Legal Document
Juvenile Court Defense Including Criminal Matters
Parental Responsibility Matters
School Hearings
Demand Letters
Personal Property Issues
Affidavits
Personal Bankruptcy
Garnishment Defense
Protection from Domestic Violence
Review of Immigration Documents
Reproductive Law Assistance
CIVIL LAWSUITS
Civil Litigation Defense
Disputes Over Consumer Goods & Services
Small Claims Assistance
Administrative Hearings
Incompetency Defense
Pet Liabilities
ELDER-CARE ISSUES
Consultation & Document Review for issues related to your parents:
Medicare
Medicaid
Prescription Plans
Nursing Home Agreements
Leases
Notes
Deeds
Wills
Powers of Attorney
OTHER
Four hours of free attorney services for certain non–covered matters including: divorce, DUI, plaintiff property damage, habeas corpus, custody establishment and support order modification.
Please watch this important video on your 2016 Morgan Stanley Benefits.