Critical Illness Insurance pays a lump-sum amount in the event you or a covered dependent becomes critically ill. You can use these funds to pay for medical costs not covered by your medical coverage (deductibles, copays, coinsurance), or any regular expenses, such as transportation costs, groceries, electric bills or home care. Covered illnesses include heart disease, stroke, cancer, kidney failure, Alzheimer’s disease, Parkinson’s disease, multiple sclerosis, blindness, deafness or terminal illnesses. Learn more