Prescription Drug Network

2020 and 2021 Plan Year Information

NEW IN 2021

Starting January 1, 2021, Express Scripts will be managing Morgan Stanley’s prescription drug plan.

Express Scripts is the largest independent manager of pharmacy benefits in the United States and one of the country’s largest pharmacies, serving more than 85 million people. With Express Scripts, you have flexibility and choice in how you receive your medications — you can pick them up at your neighborhood pharmacy, have them delivered or, depending on where you live, take advantage of a new same-day delivery service from Capsule, for free. Whichever option you choose, the Firm is partnering with Express Scripts to ensure you and your family get affordable medication, quickly and conveniently.

All of the current prescription drug benefit plan features are staying the same in 2021, including copays and deductibles (if enrolled in Option C).

Tips to Help You Start Using Your New Pharmacy Benefits in 2021

  • New Medical and Prescription Drug ID Card:
    • If you elect Medical Plan Option A, B or C, you will receive a new combined medical and prescription drug ID card from your medical plan administrator (Cigna or UnitedHealthcare) by January 1, 2021.
    • You must present your new ID card to any pharmacies you use so that they have your correct prescription drug plan information on file.
  • Current Prescriptions Will Be Transferred:
    • All current prescriptions will be automatically transferred to Express Scripts with a few exceptions:
      • Expired prescriptions will not be transferred. You will need to contact your doctor for a new prescription.
      • Prescriptions for controlled substance medications cannot be transferred. If you have a prescription for a medication in this category, you will be notified by Express Scripts.
    • You may continue to have prescriptions filled by OptumRx through December 31, 2020. You may want to ensure that you have enough of any current medications to last through mid-January.
  • Register for the Express Scripts Site Beginning January 1:
    • ­After the first of the year you can register for an Express Scripts account at
    • All of your medication history will be transferred, including current refills and prescriptions filled previously.
    • Sign up for home delivery and take advantage of savings for a three-month supply of maintenance medications.
    • Enter your credit card information to be stored on file for future orders.

New Features Coming in 2021

Express Scripts offers great new benefits to you, your family and friends, even your furry and four-legged ones.

  • Capsule Pharmacy offers free same-day delivery service of 90-day maintenance medications in many metro areas and nearby suburbs. You can also receive a 10 percent discount on over-the-counter medications. To see if Capsule services your area, enter your ZIP code.
  • Extended payment program to split the cost of home-delivery medications over three months.
  • Inside Rx is a prescription savings card that provides your family and friends without insurance instant discounts on brand and generic medications at 60,000 participating retail pharmacies including CVS, the Kroger Family of Pharmacies, Rite Aid, Costco, Walmart, Walgreens and many more.
  • Inside Rx Pets is a prescription discount card that offers affordable access to brand and generic human medications for your pets. You can use the Inside Rx Pets card at over 60,000 participating pharmacies with average savings of 15% off brands and 77% off generics.

All employees enrolling in Medical Plan Options A, B or C through Cigna or UnitedHealthcare will receive a Welcome Kit from Express Scripts in mid-December.

If you’d like to learn more about Express Scripts and your new 2021 prescription drug benefits, visit the Firm’s microsite during Annual Enrollment. Here you can:

  • Explore prescription drug benefits by medical plan option to see which is right for you
  • Price a medication
  • Locate a pharmacy
  • Review the Express Scripts formulary
  • View FAQs

Prescription Drug ID Cards

Cigna and UHC Medical Plan Options A, B and C

Participants will receive a single ID card for both medical and Express Scripts prescription drug services.

Need additional ID cards?

You may print additional cards at, or by calling 1-877-859-0018 to request additional cards by mail.