How to Invest Your HSA Funds

2020 and 2021 Plan Year Information

How to Invest Your HSA Funds

You may invest any funds in your account that exceed $500. To begin investing, follow these steps:

  1. Type benefits in your browser.
  2. Click Health Savings Account.
  3. Click Manage Your Investments under Balances. You should be automatically transferred to the UMB website.
  4. Click Log in to HSA Saver.
  5. Click Manage My Investments.
  6. You can make a one-time contribution or set up automated investments by switching Monthly Automatic Investment to On in the top right corner.

 

Investing Your Health Savings Account Dollars

When your HSA account balance reaches $500, you can choose to invest any funds in your account over that amount in one or more available investment funds. Any earnings on the funds in your HSA are distributed tax-free if used to cover eligible health care expenses now or at any time in the future. Note that investment funds may fluctuate with market conditions and that past performance is no indication of future results. It is possible that the market value of your HSA will decrease.

See the HSA Investment options.