How to Invest Your HSA Funds

2024 Plan Information

Investing Your HSA Funds

When your HSA account balance reaches $500, you may invest any funds in your account over that amount in one or more available investment funds. Note: Investment funds may fluctuate with market conditions and that past performance is no indication of future results. It is possible that the market value of your invested HSA funds may decrease.

See the HSA Investment options.

Get Started

To begin investing:

  1. Type benefits in your Morgan Stanley browser.
  2. Click the Reimbursement Accounts tab.
  3. Click Manage Your Account under Health Savings Account.
  4. Click Investment.
  5. Click Apply for an Investment Account.
  6. You can make a one-time contribution or set up automated investments by selecting Setup Automatic Investment Transfers under the Investments tab. You should be automatically transferred to the UMB website.

 

Investing Your Health Savings Account Dollars

When your HSA account balance reaches $500, you can choose to invest any funds in your account over that amount in one or more available investment funds. Any earnings on the funds in your HSA are distributed tax-free if used to cover eligible health care expenses now or at any time in the future. Note that investment funds may fluctuate with market conditions and that past performance is no indication of future results. It is possible that the market value of your HSA will decrease.

See the HSA Investment options.