2024 Plan Information

401(k) Plan Eligibility

Saving for retirement should be one of your most important goals, regardless of your age. Participating in the Morgan Stanley 401(k) Plan can help you achieve that goal.

Generally, you are eligible to participate in the 401(k) Plan if you are US benefits-eligible.

Enroll in the 401(k) Plan

As an eligible employee, you can generally start participating in the 401(k) Plan any time on or after your hire date. Please see the 401(k) Plan Summary Plan Description.

To enroll in the 401(k) Plan, visit the Morgan Stanley Benefit Center website and go to Savings and Retirement > 401(k) Savings Plan > Change Contributions and designate the rate of pay by pay type you want to contribute.