Dental Networks

2023 Plan Information

Dental Plan Coverage Options

As of January 1, 2023, Delta Dental Option B will be available in addition to Delta Dental Option A and MetLife Options A and B. You may elect this coverage option during annual enrollment, which will take place from November 4 to 18, 2022.

You have four dental options to choose from:

  • Options A administered by MetLife and Delta Dental
  • Options B administered by MetLife and Delta Dental

MetLife and Delta Dental plans offer similar services, with different providers in each administrator’s network. Additionally, Delta Dental offers greater discounts through select out-of-network providers (referred to as their “Premier” Network).

International employees: Certain U.S. benefits-eligible international employees and U.S. expatriates are eligible to enroll in the Cigna Global Health Dental Plan.
 

Delta Dental and MetLife Option ADelta Dental and MetLife Option B
Comparing the Four National Dental Options

Each option covers preventive, diagnostic, basic and major treatments.

Paycheck Contributions

Highest

Lowest

Coverage

Highest

Lowest

Orthodontics Covered

Child (up to age 26) and adult

Child only (up to age 19)

MetLife Preferred Provider (PDP) Network

MetLife’s nationwide network features more than 317,000 dentists, and all PDP dentists must meet MetLife’s standards for licensing, education, practice history and emergency coverage.

When you receive services from a PDP dentist, you do not need to meet an annual deductible; your out-of-pocket expenses are reduced to pre-negotiated rates and your annual benefit maximum is greater than if you use a non-PDP dentist.

Delta Dental PPO Network

With Delta Dental, you have the option of seeing in-network providers, Premier Network providers and out-of-network providers:

  • Delta Dental PPO In-Network Providers: You may obtain services from any of Delta Dental’s 377,500 PPO network provider locations nationwide. With a PPO provider, the cost of services has been negotiated to get the most competitive rates and is generally the lowest cost to members.
  • Delta Dental Premier Network Providers: You may obtain services from the Delta Dental Premier network of approximately 442,700 provider locations. Providers participating in the Premier network have contracted their service fees directly with Delta Dental and may be lower than out-of-network providers. While in-network providers (above) still offer the most competitive rates, the Premier Network is a better alternative to out-of-network providers. If you use a Premier Network provider, your dental plan benefits will mirror the out-of-network plan design.
  • Out-of-Network: You may obtain services from any out-of-network provider of your choice, but the cost will generally be the highest.