2024 Plan Information

Active&Fit Direct Fitness Centers

The Active&Fit Direct program allows you to choose from 9,000+ participating fitness centers and YMCAs nationwide for $25 a month (plus a $25 enrollment fee and applicable taxes).
Going to the gym just got much easier – and cheaper, too.

  • The program is open to your spouse and dependents 18 years and older, whether or not you enroll. Up to three family members may join using the invitation links you send them after creating your account on the Active&Fit website.
  • Want to give it a try a gym before committing? The program lets you sign up for a guest pass at participating locations before joining.
  • After a 3-month commitment, participation is month-to-month.
  • Membership includes online tools to track your activity and to search for centers in your area.
    LEARN MORE: Video | Flyer & FAQs


Note: You must register with your Morgan Stanley email address

8 am to 9 pm Eastern, M-F