Hospital Indemnity will provide a lump-sum payment for a hospital stay. For example if an employee has a baby and remains in the hospital, she will receive $1,500 for the hospital admittance, plus $200 for each day she remains in the hospital. Hospital Indemnity Insurance from Aflac can be used to pay for medical costs not covered by your medical coverage (deductibles, copays, coinsurance) or any regular expenses such as mortgage, utilities and groceries. Learn more