If you enroll in Medical Plan Option A, B or C, your health care coverage will be administered by the Cigna Open Access Plus Network or UnitedHealth Choice Plus Network. Both networks cover the same services and have the same paycheck contributions — however, depending on where you live, either Cigna or UHC may have negotiated greater discounts with the providers in your state. That means you’ll pay less, on average, when you see providers in your state’s preferred network. Note: Some states are “neutral” and do not have a preferred provider. Learn more.