Updates to Vision

Morgan Stanley is introducing a second Vision Plan option for 2019. The new option, Vision Plan Option A, will be a buy-up option, with increased frequency and allowance for frames and contact lenses, as well as increased out-of-network coverage. Vision Plan Option B will be the same as our current Vision Plan option. Both options will be administered by VSP.

Note: Chart below shows in-network coverage only. See full Vision Comparison Chart.

Option A (New Option)Option B (Current Option)
Note: The figures on the chart below reflect what the Plan pays, with the exception of deductibles and out-of-pocket maximums.
Eye Exam
In-Network:
100% after $20 copay
In-Network:
100% after $20 copay
Contact Lens Fitting
In-Network:
Up to $60 copay
In-Network:
Up to $60 copay
Frames
In-Network:
Up to $250 after $20 copay plus 20% discount on cost exceeding $250 once every calendar year
In-Network:
Up to $150 after $20 copay plus 20% discount on cost exceeding $150 once every two years
Lenses: Single | Lined Bifocal | Lined Trifocal | Progressive
In-Network:
100% after $20 copay for lenses and frames
In-Network:
100% after $20 copay for lenses and frames
Optional Lens Types and Treatments
In-Network:
100%
In-Network:
100%
Elective Contact Lenses (Instead of Eyeglasses)
In-Network:
Up to $250 and $60 max copay for contacts lens exam
In-Network:
Up to $150 and $60 max copay for contact lens exam
Medically Necessary Contact Lenses with VSP Approval
In-Network:
100% after $20 copay and $20 copay for lenses once every calendar year
In-Network:
100% after $20 copay for exam and $20 copay for lenses once every two years
Diabetic Eyecare Plus
$20 copay for additional eyecare services specifically for members with diabetic eye disease, glaucoma or age-related macular degeneration (AMD)
Laser surgery
Discounts of 10% to 25%, depending on location.

Notes About Lenses and Frames:
The total copay for lenses generally applies to both eyeglass lenses and/or frames. You may select from a variety of optional lens types, as outlined in the SPD.

Lenses are considered medically necessary for certain eye conditions that prohibit the use of glasses, including aphakia, anisometropia, high ametropia, nystagmus and keratoconus.

If you purchase frames from Costco, the frame allowance is $135 for Option A and $80 for Option B.

This entry was posted in . Bookmark the permalink.

close