Shareworks AE Guide Menu

Morgan Stanley is pleased to offer Shareworks employees a comprehensive collection of benefits to protect you and your family. Below is a complete list and the dates by which you must enroll for coverage in 2020.

Enroll Only from December 2 to 16, 2019*
Medical and Prescription DrugsOptions A, B or C by
Cigna or UnitedHealthcare**
DentalOption A by MetLife or Delta Dental
Option B by MetLife***
VisionOptions A or B
Administered by VSP
Flexible Spending Accounts
  • Health Care
  • Limited Purpose (Medical Plan Option C only)
  • Dependent Day Care
Administered by UnitedHealthcare or Your Spending Account (YSA)
Supplemental Life and AD&D InsurancesFor you, your spouse or domestic partner and children. Insured by MetLife
Long-Term Disability InsuranceInsured by MetLife
Legal Assistance PlanAdministered by Hyatt Legal Plans (a MetLife company)
Accident, Critical Illness and Hospital Indemnity InsurancesAdministered by Aflac

* Note: You may change certain coverage during the year only if you have a qualified life event (marriage, divorce, birth, adoption, etc.).

** Employees in California may also choose to enroll in Medical Plan coverage through Kaiser. Employees in Hawaii may choose from Kaiser or HMSA options. Certain US benefits-eligible international employees and US expatriates may elect Cigna Global Health Medical Plan.

*** Certain US benefits-eligible international employees and US expatriates may elect Cigna Global Health Dental Plan.


Enroll Any Time After December 2, 2019
401(k) PlanSponsored by Morgan Stanley

Note: Enroll by January 2 to have contributions deducted from your first paycheck in 2020.
Health Savings AccountMedical Plan Option C only
Administered by Your Spending Account (YSA)


No Enrollment Required
The Firm provides these benefits at no cost to you
Mental Health BenefitAdministered by Lyra Health
You, your spouse/partner and children up to age 26 each have 16 sessions with a therapist or coach per year
Medical Second OpinionsAdministered by 2nd.MD
Available to you, your spouse/partner, children of all ages, parents, grandparents and in-laws
Employee Basic Life Insurance
Insured by MetLife
Basic Accidental Death and Dismemberment Insurance
Insured by MetLife
Business Travel Accident Insurance
5 x Benefits Eligible Earnings up to $3 million
Insured by Life Insurance Company of North America
Short-Term Disability Insurance
Insured by MetLife


Enroll January 1 to 31, 2020
Health Care CoordinationAdministered by PinnacleCare
Corporate Excess Disability InsuranceInsured by Lloyds of London


Enroll Any Time After January 1, 2020
Commuter Benefits ProgramAdministered by WageWorks
Long-Term CareInsured by MassMutual
Supplemental Insurances
- Auto MetLife, Travelers
- Homeowner or RenterMetLife, Travelers
- Identity TheftInfoArmor
- Group Personal Excess Liability (aka Umbrella)Insured by Chubb
- PetPet Benefit Solutions, Nationwide
This entry was posted in . Bookmark the permalink.