A lifetime maximum of $75,000 for fertility medical services and prescription drugs – combined with adoption and surrogacy reimbursements from the Firm – applies to each individual and amounts cannot be transferred whether covered as an employee or a dependent. The combined in- and out-of-network lifetime maximums apply across Plan administrators regardless of which carrier you choose, and include prior accumulation toward the fertility maximum and prior reimbursements from the Firm for adoption and surrogacy claims. Cryopreservation storage is limited to a 12-month period. Please contact your Plan administrator for further details.