How Medical Plan Option C Differs

  • Amount you pay out of your paycheck in contributions is lower
  • Your deductible and out-of-pocket maximum are higher
  • Option to set aside money, tax-free, to pay for health care expenses now and in the future — even in retirement — with the HSA
  • Cannot contribute to an FSA; however, you can contribute to a Limited Purpose FSA (LPFSA) to pay for dental and vision expenses
  • Combined medical and prescription drug deductible means you’ll pay the full cost of non-preventive prescription drugs until you meet your deductible
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