May other family members (parent, grandparent, cousin, etc.) use Capsule?

The Morgan Stanley Capsule offering is only for employees and dependents enrolled in the Firm’s medical plan through Cigna or UHC, but most insurance plans cover Capsule. Note: The 10% discount on over-the-counter medications, however, is exclusive to all Morgan Stanley employees and their dependents, regardless of your health insurance. Your family members should contact Capsule to confirm coverage.

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