Eligibility

2020 Plan Year Information

Life and Accidental Death & Dismemberment (AD&D) Insurance

Life Insurance helps safeguard you against the unexpected. Accidental Death & Dismemberment (AD&D) Insurance provides financial protection if you or a covered family member dies or suffers dismemberment, loss of sight, speech or hearing, or paralysis as a result of and within 365 days of a covered accident.

At no cost to you, the Firm provides $50,000 of Basic Life Insurance coverage and $50,000 of Basic Accidental Death and Dismemberment (AD&D) Insurance to active employees. You also receive Business Travel Accident Insurance at no cost, in the amount of five times your Benefits Eligible Earnings, up to a maximum of $3 million.

Evidence of Insurability Requirements

Employee Supplemental Life InsuranceSpouse or Domestic Partner Life InsuranceChild Life Insurance
New Hire or Newly Benefits Eligible

If electing over $1 million (if eligible)

If electing over $30,000

No Evidence of Insurability required

Annual Enrollment or Qualified Life Event
  • If previously eligible but enrolling for the first time
  • If increasing more than one level of coverage or over $1 million
  • If previously eligible but enrolling for the first time
  • If increasing more than one level of coverage or over $30,000

No Evidence of Insurability required

Note: Newly Eligible for Life Insurance

If you enroll within your 31-day enrollment period, you may elect Supplemental Life Insurance for yourself up to 10 times your Benefits Eligible Earnings or $1,000,000, whichever is less, and Spouse or Domestic Partner Life Insurance up to $30,000 without providing Evidence of Insurability. You may submit your prior-year Form W-2 to HR Services within 31 days of your date of hire to receive the maximum level of coverage based on your earnings. Contact HR Services for instructions.

If you do not enroll within your 31-day enrollment period, generally you will not receive Supplemental Life, Spouse or Domestic Partner Life, Child Life or Supplemental AD&D Insurance for your year of hire. If you elect (or increase) Employee Supplemental Life, Spouse or Domestic Partner Life Insurance coverage at a later date, you will be required to provide Evidence of Insurability.