In-Network vs. Out-of-Network

Dental networks differ according to Dental Plan providers. Under the MetLife Options A and B, in-network includes any providers in the PDP network. Under Delta Dental, in-network includes any providers in the PPO network.

Out-of-network includes non-PDP or non-PPO services, depending on your administrator. Out-of-network reimbursements and maximums are based on reasonable and customary (R&C) charges as determined by each Dental Plan administrator. Please refer to the Health Benefits and Insurance SPD for details.

Under Delta Dental, your out-of-network costs may be less if you use a Delta Dental PPO Premier network provider.

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