MetLife Preferred Provider (PDP) Network

MetLife’s nationwide network features more than 317,000 dentists, and all PDP dentists must meet MetLife’s standards for licensing, education, practice history and emergency coverage.

When you receive services from a PDP dentist, you do not need to meet an annual deductible; your out-of-pocket expenses are reduced to pre-negotiated rates and your annual benefit maximum is greater than if you use a non-PDP dentist.

Delta Dental PPO Network

With Delta Dental, you have the option of seeing in-network providers, Premier Network providers and out-of-network providers:

• Delta Dental PPO In-Network Providers: You may obtain services from any of Delta Dental’s 377,500 PPO network provider locations nationwide. With a PPO provider, the cost of services has been negotiated to get the most competitive rates and is generally the lowest cost to members.
• Delta Dental Premier Network Providers: You may obtain services from the Delta Dental Premier network of approximately 442,700 provider locations. Providers participating in the Premier network have contracted their service fees directly with Delta Dental and may be lower than out-of-network providers. While in-network providers (above) still offer the most competitive rates, the Premier Network is a better alternative to out-of-network providers. If you use a Premier Network provider, your dental plan benefits will mirror the out-of-network plan design.
• Out-of-Network: You may obtain services from any out-of-network provider of your choice, but the cost will generally be the highest.