What happens if I don’t use all of the money in my Health Care FSA?

You may carry over up to $550 to use toward eligible health care expenses in 2021, assuming you enroll in a Health Care FSA and do not enroll in Medical Plan Option C. Any unused funds over $550 will be forfeited. Find out how much to contribute by using the FSA Calculator, which you can access at the Benefit Center (from the office, type benefits in your browser, or visit morganstanley.com/benefits).

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