What happens if I don’t use all of the money in my Health Care FSA?

You may carry over any remaining balance and use the funds for eligible health care expenses in 2022 by December 31, 2022, assuming you reenroll in a Health Care FSA for 2022 and do not enroll in Medical Plan Option C. Any unused funds over $550 will be forfeited. Find out how much to contribute by using the FSA Calculator, which you can access at the Benefit Center (from the office, type benefits in your browser, or visit morganstanley.com/benefits) Rollovers of unused amounts are not expected to be permitted after the rollover of 2021 amounts into 2022.

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