What happens if I don’t use all of the money in my Health Care FSA?

You may carry over up to $570 and use the funds for eligible health care expenses in 2023 by December 31, 2023, assuming you reenroll in a Health Care FSA for 2023 and do not enroll in Medical Plan Option C. Find out how much to contribute by using the FSA Calculator, which you can access at the Benefit Center (from the office, type benefits in your browser, or visit morganstanley.com/benefits).

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