What happens if I don’t use all of the money in my Dependent Day Care FSA?

By law, any amount in your 2021 Dependent Care FSA that is not used for an expense incurred during the calendar year may be rolled over into a 2022 Dependent Day Care FSA if you reelect to participate in the same type of account. If you do not, your funds will be forfeited. Find out how much to contribute by using the FSA Calculator, which you can access on the Benefit Center (from the office, type benefits in your browser, or visit morganstanley.com/benefits). Rollovers of unused amounts are not expected to be permitted after the rollover of 2021 amounts into 2022.

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