Save for future health care expenses or for eligible expenses during retirement
Pair with an LPFSA for even more tax benefits
Conveniently pay for care with the YSA debit card
Only eligible to contribute to an HSA if you are enrolled in Option C coverage under the Medical Plan, which has a higher deductible and out-of-pocket maximum than other available Firm-provided medical options
Cannot contribute to an HSA if you have a Health Care FSA or are already receiving Medicare benefits
Your HSA contribution election is not prefunded on the day your new benefits begin (January 1 if you elect an HSA during Annual Enrollment)
Please watch this important video on your 2016 Morgan Stanley Benefits.