You may contribute through automatic paycheck contributions, or through lump-sum payments.

• Paycheck contributions: The annual contribution amount you elect during enrollment is prorated and deducted in equal installments throughout the year. You may make changes to your HSA contribution amount at any time during the year. Changes generally will take effect during the next available payroll period following your election change.
• Lump-sum contributions: You may make 2022 lump-sum HSA contributions until April 15, 2023.

If you make a lump sum contribution, be sure to adjust your paycheck contributions, if applicable, to ensure your total annual contribution does not exceed the IRS limits.